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Money
always tops the list of subjects couples argue about – even above sex.
A recent survey estimated that 2.2 million Britons’ relationships split
up last year due to money worries. The stress of debt can see people
lose their jobs, housing and health. Doing Money Differently was sponsored by the Abbey Charitable Trust, with support from A4e, Lloyds TSB and Unum. It is a new self-help publication from RADAR – the disability network. It’s designed to help those affected by ill-health, injury or disability beat the credit crunch and become effective managers of their personal finances.  |
Doing Money Differently
is
based on the
experiences and ideas of disabled people. It’s a toolkit that covers
managing debt and spending, getting into credit, saving and investing. Getting a handle on money can have a big impact on the rest of someone’s life, particularly for someone who is disabled. Doing Money Differently provides an important first step in getting people back on the right financial track.  |
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One of the Doing Money
Differently contributors says: "I
got screwed by credit cards. At one time I must have had a dozen. I
sensed things were getting out of control but I thought, ‘Well, it
can’t be that bad if they keep giving me new cards’. It was. It was
worse. I was able to bounce along the bottom for a bit by just paying
the minimum payments but then the mortgage rate went up a bit and we
had a pay freeze at work – both little things in themselves but they
were enough. Suddenly I couldn’t meet all my minimum payments."
"The trouble is that debt is a psychological thing – it stresses you out and you want to spend to relieve the stress. You’re wearing all these nice clothes and you kid yourself you’re OK. It’s like believing your own publicity." |
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Fortunately,
help is at hand! Doing
Money Differently is the second in a series of self-help
publications
from RADAR, that are written by and for people affected by ill-health,
injury or disability. Doing Work Differently was the first, very
successful publication. Doing IT Differently will be the third in the
series. Liz Sayce, RADAR CEO, says: "Through our Doing Life Differently series of publications, RADAR gives people the tools they need to live an independent life. There is no advice more useful than the tips that come from others who have trod the same road before. Whether it’s getting or keeping a job, managing your money or getting online, doing life differently because of ill-health, injury or disability needn’t mean doing it less well. RADAR is here to help." |